Let's chat: 709-219-1763
|
TMG The Mortgage Group Atlantic Inc.
First Home? Let’s Do It the Right Way.
Your New Beginning Starts Here. I Will Take the Stress, You Take the Keys!
Purchasing a home is an important decision and you should be confident about your investment. I will work with you personally to offer you valuable insight throughout the process, save you time and find the mortgage that best suits your situation.
  • First-Time Home Buyer Specialist
    I specialize in guiding first-time buyers through every step of the mortgage process. From pre-approval to closing, I explain everything clearly, so you feel confident — not confused.
  • Personalized Mortgage Strategy
    Your situation is unique — your mortgage should be too. I take the time to understand your income, family goals, and future plans before recommending options.
  • Representation & Cultural Understanding
    As one of the first Bangladeshi female mortgage brokers in Newfoundland, I understand the challenges immigrant and newcomer families face. I provide guidance that respects your values, goals, and financial comfort.
Why Should You Use My Services?
I will negotiate on your behalf.

I will also ensure that you're getting the best rates and terms.
 
At Shourina’s Mortgage Desk, I specialize in helping first-time home buyers confidently navigate every step of the mortgage process — from pre-approval to closing and beyond. As one of the first Bangladeshi female mortgage brokers in Newfoundland, I understand the unique challenges that newcomers and growing families may face, and I provide guidance that respects your values, financial comfort, and long-term goals. I believe mortgages shouldn’t feel overwhelming, so I break down numbers and options clearly, without pressure or confusing jargon, and create a personalized strategy tailored to your situation. With access to multiple competitive lenders and strong knowledge of the Newfoundland market, I work to secure solutions that truly fit your needs — not just what’s available at one bank. Most importantly, I stay by your side throughout the journey, handling the details and reducing the stress so you can focus on the excitement of owning your first home.
 
 

Think Outside the Branch for Your Mortgage
New Mortgage
Need a new mortgage? I'll help you pick the right fit for you and your budget.
Renewal
When it comes time to renew your mortgage, I'll help you review your options and make the renewal process simple and easy.
Refinancing
Sometimes, refinancing is your best option for a variety of reasons. Let me review your options and do the hard work for you!
Get started with your application now!
I'm here to help with your mortgage needs, refinancing, new home purchases or mortgage renewals. My job doesn’t end at approval. I stay with you through closing and remain available even after you get your keys.
Types of Mortgages

A fixed mortgage offers you the security of locking in your interest rate for the term of your mortgage, so you know exactly how much principal and interest you will be paying on the mortgage during the term. Terms range from 6 months to 10 years. Fixed rate mortgages offer some form of pre-payment, from 10% to 25% of the original mortgage balance each year, depending on the lender. If you wish to pay off your mortgage in full, there will be a penalty of either 3 months simple interest, or an Interest Rate Differential (IRD). The benefit of this mortgage is the rate is lower than an open mortgage, making it a more popular option if you have no plans to pre-pay it in full during the term you select.

A variable-rate mortgage allows you to take advantage of today's low Prime Rate. Most variable rate products are set below prime, terms range from 1 to 5 years. Payments vary depending on the product or lender you choose. In some cases you can fix your payments for up to 5 years, but the interest rate will fluctuate as the Bank Prime Rate changes. In other cases your monthly payments will fluctuate depending on how many times the Prime Rate changes during your term.

An open mortgage allows you the flexibility to pay off some or the entire mortgage at any time, without penalty. Interest rates are usually higher and are tied to the Bank's Prime Rate.

A secured line-of-credit allows you to access the equity in your home whenever you choose. Rates are tied to prime, usually slightly above prime. Required payment on the balance is interest only, making it a good choice where cash flow may be important. Lower interest rates compared to an unsecured line of credit. You may have a secured line of credit and a mortgage, if you have good equity in your home.

The Rates, Today
Because I work with a wide variety of lenders I can access competitive, lower-than-advertised interest rates. Check back often to see how these rates compare to average bank rates.
How Much Can You Afford?
Use this mortgage calculator to help you figure things out
My Happy Clients
Subscribe to My Newsletter
Get the latest news on the home-ownership, mortgage news and more...
My Mortgage Blog — Latest Posts
Home sales slump to start 2026 as correction deepens
Canada's housing market began the year on a soft note, with home sales falling 5.8% from December, according to the Canadian Real Estate Association (CREA). Compared to January 2025, sales were down...
Read More
Do you know all the costs of buying a home?
Before you take possession of your new home, you need to consider any and all additional costs of obtaining your mortgage - closing costs.. Home inspection...
Read More
Use these saving tips to become mortgage free!
Good news! It only takes small changes for you to become mortgage free and save thousands of dollars in interest. In December, Mortgage Professionals Canada released its annual state of the housing...
Read More
Tips to help you buy your first home
Buying a home is one of the biggest financial decisions you will make, so it pays to make an informed decision. I will assist you with the entire home buying process from the moment you decide to buy...
Read More
View More
Contact me! Let's get started today!

Get in touch with me today for your free consultation!

Whether you're looking for a first mortgage, refinancing your current home, or just researching your options, I'm here to help.